Pet Insurance For Smart Pet Owners
The recent trend towards having pets is giving them names like their human counterparts to officially welcome them to the family. In a study by Veterinary PET Insurance, the top 10 common names of pets regardless if it is a dog, cat or bird, include Max, Bailey, Buddy, Molly, Maggie, Jake, Lucy, Daisy, Rocky and Sadie.
These names are not just to identify them, but defines their identities as well. However, like their human “best friends”, they need to stay healthy to be able to fully maximize their co-existence. Pet owners today have been resorting to pet insurance to pay for the trips to the veterinarian.
Due to rapid growth of the world today, pets have been especially prone to a lot of illnesses. A lot of factors exacerbate these sicknesses, which can create havoc to the expenses of the owner. Unforeseen accidents, new government mandated procedures on animal care, new shots needed by the pets are some of these factors. Owners should be prepared, and plan ahead for these sudden illnesses by managing their budgets to include pet health care.
It is understandable for the owner to think that a pet insurance is an additional expense to the health insurance for himself that he is still paying for.
However, having a pet insurance can actually save the owner from having emergency expenses when his pet gets sick. A pet insurance is less expensive than a human health insurance. Even if a company where a person is employed shoulders more than half of the insurance policy, the employee still shells out a small part for his health insurance.
The averge cost is usually $3000. Employee shares usually range from $300 – $500. In acquiring a pet insurance policy, the pet owner definitely pays a lower insurance premium than that of a human insurance policy. This usually ranges to $30 – $100.
Pet insurance has been available in the market for more than 20 years. Pet owners have the responsibility to choose among the vast companies providing these types of insurance, based on the needs of their pets.
Basic pet insurance services include mandatory services by the veterinarian, while upgraded pet insurance consists of major surgeries. In the forefront of these pet insurance companies is Veterinary Pet Insurance (VPI).
Veterinary Pet Insurance is one of the oldest and biggest pet health insurance company in the United States today. It has been providing premium pet health care services to different pets (dogs, birds, exotic pets, cats) since 1982. Services include veterinary consultations, surgeries and diagnostic exams. The company is underwritten by Veterinary Pet Insurance Company.
Some pet insurance companies do not have the proper processes to claim their pet insurance policies. One of Veterinary Pet Insurance ’s strengths are their easy to understand procedures on how to claim their policies.
In claiming policies, the pet owners just need to choose a licensed veterinarian. After the fees are paid, the pet owners just need to get the veterinary staff member to sign the receipt.
This is then forwarded to Veterinary Pet Insurance for their review and evaluation. Veterinary Pet Insurance then will reimburse the fees paid directly to the veterinarian.
The second strength of Veterinary Pet Insurance is the discounts that they give when the owner gets their services for additional pets. Veterinary Pet Insurance gives 5-10% discount to pet owners when they enroll a second pet to Veterinary Pet Insurance.